The devastating road accident on Jalan Karak Lama, Bentong, on July 25 has left a trail of heartbreak and despair in its wake, claiming the lives of several young individuals. In a glimmer of hope for their grieving families, four of the victims have been confirmed eligible to receive benefits under the Social Security Organisation (Perkeso) Lindung 24 Jam scheme, offering them a measure of relief in their time of need.
Background & Context
The Lindung 24 Jam scheme is a comprehensive protection plan established to ensure that dependents are not left abandoned in the event of an accident occurring outside working hours. This scheme is a vital component of the Employees' Social Security Act 1969 (Act 4), providing a safety net for those who have contributed to the scheme.
The Bentong accident has raised concerns about the importance of having adequate protection in place for individuals who are not employed, as three other victims had no active contribution records, and another had no record of contribution at all, rendering them ineligible for benefits under the provisions of Act 4.
Key Details
The four eligible victims, V. Mugilan, A. Kanabati Raja, K. Alaganathan, and M. Parathanman, all aged 16 to 25, were active contributors entitled to benefits under the Lindung 24 Jam and Invalidity schemes. The next of kin of each victim are also eligible to receive the Funeral Management Benefit, amounting to RM3,000, paid as a one-time sum.
The late Mugilan's dependents are entitled to the Invalidity Pension Benefit totalling RM562.50, distributed according to their respective shares. His wife will receive payment for life, while his two-year-old child will receive the benefit until the age of 21 or upon completion of a first degree. The late Alaganathan's next of kin are also eligible for the same benefit, with his parents receiving RM564.36 for life, and his siblings being paid until they reach the age of 21.
Perkeso has confirmed that the families of the late Kanabati Raja and Parathanman have been verified as eligible to receive the Dependents' Benefit under Lindung 24 Jam. The parents of the late Kanabati Raja will receive the benefit for life, while his siblings, if they are under the age of 21, are also eligible to receive the benefit, amounting to RM1,647. Similarly, the dependents of the late Parathanman are eligible for the benefit, with his parents and siblings receiving a monthly Dependents' Benefit of RM891.
When calculated over a long-term period of at least the next 30 years, the total Dependents' Benefit to be disbursed to the families would exceed RM900,000, providing them with a much-needed financial safety net.
What Experts Say
The tragedy of the Bentong accident highlights the importance of having adequate protection in place for individuals who are not employed. The comprehensive protection under Lindung 24 Jam was established to ensure that dependents are not left abandoned in the event of an accident occurring outside working hours. By providing a safety net for those who have contributed to the scheme, Lindung 24 Jam offers a measure of relief for families in their time of need.
Key Takeaways
- Four victims of the Bentong accident have been confirmed eligible to receive benefits under the Lindung 24 Jam scheme.
- The next of kin of each victim are eligible to receive the Funeral Management Benefit, amounting to RM3,000.
- The late Mugilan's dependents are entitled to the Invalidity Pension Benefit totalling RM562.50.
- The families of the late Kanabati Raja and Parathanman have been verified as eligible to receive the Dependents' Benefit under Lindung 24 Jam.
What This Means For You
The Bentong accident serves as a stark reminder of the importance of having adequate protection in place for individuals who are not employed. By contributing to the Lindung 24 Jam scheme, individuals can provide a measure of relief for their families in the event of an accident occurring outside working hours. With the total Dependents' Benefit exceeding RM900,000 over a long-term period, the benefits of contributing to this scheme are clear.
As we move forward, it is essential that we prioritize the importance of adequate protection for individuals who are not employed. By doing so, we can ensure that dependents are not left abandoned in the event of an accident, and that families receive the support they need in their time of need.
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